Release Your Equity

Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

This is an equity release plan.

Contact Us

By Phone

0121 448 0413

By Mobile

07957 804934

By Post

The Cedars
Carnwath Road
Sutton Coldfield
West Midlands
B73 6JP

Our Service

If you have a complaint about your adviser, or any financial advice you have received from your adviser please contact us:

Quilter Complaints Department
Riverside House
The Waterfront
Newcastle upon Tyne
NE15 8NY

Email : complaints@quilter.com

Tel: 0191 241 0700

You can find more information by visiting http://www.quilter.com/contacts

If you cannot settle your complaint with us, you may be entitles to refer it to the Financial Ombudsman Service
(www.financial-ombudsman.org.uk

Equity Release plans consider a number of factors: Age / Ages of the client/s, the medical condition of the client/s and the value of the property used as security.

Based on this information lenders will advance an amount as a capital sum which can be used at the time that the property is purchased meaning the client/s do not have to find the total purchase price.

This can assist the client/s financial position in so many ways.

The client/s also has the option to consider a facility that does not require interest payments and leads to the balance and interest rolling up. Or the client/s can elect to make full or partial interest payments to control the effect of rolled up interest. There are Equity Release facilities that allow a percentage og the advance to be repaid each year without a penalty charge.

They maybe able to set up a “Reserve” account to allow further drawdown of funds at a later stage to assist with their financial circumstances. Taking a smaller amount at outset will reduce the amount of interest that is charged to the account.

In any event a personalised illustration will be issued when using this facility.

We provide initial advice at no cost and without obligation. If you choose to proceed and your case completes we charge a fee of £1250 on completion of the case.